At America Loans, we want you to know the FAQ about all of our services. With these FAQ, you can educate yourself before starting any loan process with our company. Every day we have people call us with FAQ. We will answer any FAQ you may have to help you in deciding the type of loan you should apply for. The best thing about our company is that you will always be approved. With our several loan options that we offer here, we can provide you with the financial assistance you are looking for. So no matter when you are applying, you should always read the FAQ page of the company. Then you will be able to review all FAQ before signing any papers.
What is a Cash Advance or Payday Loan?
Payday Loans as well as Cash Advances are quick options when it comes to needed money immediately. If you are struggling to make ends meet or suffer from outstanding debt, then this is an alternative to consider. Here at America Loans, we assist you in the process of achieving funds. Our application process is very straightforward. It is easy to comprehend and complete. You are able to apply anywhere and anytime that is convenient for you. All you have to do is submit the application and you will actually get your loan amount approval instantly. Once you have received your loan amount, the funds will be transferred into your banking account within one hour. No matter what situation you are in, the funds are available for you to spend on anything. Although Payday Loans are not a long term solution, once your Loan is paid in full, you are able to re-apply at any time for additional funding. This is a great FAQ that we receive a lot. Many people want to know if you can re-apply once your loan is paid off. In every FAQ, the answer is always absolutely yes.
So what is a Payday Loan not considered as?
In the event that you are needing financial assistance for an extended period of time, Payday Loans would not be the best choice. Unlike Payday or Cash Advance Loans, a standard loan is set at a much higher amount but also comes at a higher price. A standard loan amount is based off of credit report. The amount could be anywhere for a few hundred dollars to several thousands of dollars. The monthly pay back is going to be significantly increased as well as a higher interest rate spread out of a long period of time. Where as an Advance Loan is a temporary option with lower funding amounts and interest rates. The biggest FAQ you will have to ask yourself is how much money do I need? How long am I willing to pay it back for? The answers to those questions will point you towards the best option. If for some reason your have a substantial amount of debt that you are having issues paying, then we would highly encourage you to consult with a Debt Management Advisor.
A Debt Management Advisor has helped over two-thirds of the entire population in the world. Not every person is able to pay bills on time, or to make a car payment when it is due. There are a lot of people in this world who are struggling. Now there are options out there to help you. We all know how hard it is when your telephone is ringing off the hook with collection agencies. We know how those companies keep harassing you over your bad debt. Have no more worries and sleepless nights over how the next statement will be paid. Please seek out assistance if you need financial help. This FAQ is very important to those with serious debt. Don't create ore debt trying to pay off debt. Seek financial help.
Will my bad credit score affect me?
No problem! As opposed to alternative financing loan options, America Loans is here to assist you no matter how high or how low your credit rate is. We love this FAQ! When we hear someone ask us this FAQ, we love the answer we give. There is nothing that can decline you from our loans. Not good credit or bad credit. You are always approved.
How long will I have to wait to receive my funds?
We guarantee that once you have submitted your application, you will be notified with your approved Loan amount instantly. Then it usually takes up to one hour to for your money to be electronically transferred into your personal bank account.
How can I tell that I am approved or not?
Again, once you complete our application process, you will be informed immediately if you were approved or not. The notification will advise you on your approval as well as the amount of your loan.
How do I determine my payment due date?
We have a few Loan options here at America Loans. Depending on the loan that you have applied for, you will be able to set your payment day for when your next paycheck is available. If you are applying for a Cash Advance, then you will have the option to set your payment day to whatever day you choose as long as it is within 30 days from the loan processed date. Then you will required to make payments every 30 days.
Is my Private Information really secured?
America Loans takes extreme security measures when it comes to an individual's personal information. We understand first hand what it is like to have all of your personal identity stolen from you. Within the online loan business, every person is being asked to submit their full name, their birth date, a social security number and much more. So how do you know who you can trust? Is this business real or am I going to be scammed? By using the highest enhanced encryption softwares, you will be guaranteed that we will keep every piece of information you enter completely classified. If there are certain parts of the application that you are not comfortable with, you are able to omit that section online and an America Loans associate will communicate with you regarding the application once you have submitted it online. Although you must keep in mind that if you submit an application that is not entirely completed, you will not get an instant approval. You must wait until you are contact by an America Loans Processing associate to help you complete your application. Also if you are still feeling very uneasy with filing for your Loan online, you are able to download the application, complete it on your own time, and mail it directly to our Processing Advisor here at America Loans.